Financial expert Lorena Álvarez has focused on an aspect that is often overlooked: the emotional relationship each person has with their own money. She explains that it's not a fear of money, but pure disattention. "They prefer to focus more on spiritual topics and personal development, believing that money interferes with that development," she explains. Álvarez asserts that it is important to understand how we relate to money, noting that these patterns usually form in childhood and in the family environment. According to her, knowing this "financial personality" helps identify strengths, correct harmful habits, and adopt more balanced strategies. She describes four main profiles related to finances. The first is the "Avoider" profile. These people are disconnected from their finances and prefer not to think about income, expenses, or budgets. This type of consumer "spends without thinking in advance if they can afford that expense," being influenced by marketing and emotional purchases. Even so, she warns that a lack of control can lead to future problems, forgotten debts, or a complete absence of planning. On the opposite side is the "Spender" profile, a more impulsive type oriented towards immediate enjoyment. They see money as something that can corrupt or distract them from their personal growth, so they try to get rid of it as soon as they obtain it. The third group is the "Saver," who feel comfortable managing budgets, doing calculations, and planning for the long term. They value order and stability, although taken to the extreme, they can fall into the constant sacrifice of the present: they renounce whims, trips, or dinners to prioritize the future. "Every euro they are going to spend on something, they think and rethink it a lot," she points out. The last profile is that of the "Monk," a stance marked by distrust of money. Although they have a great social sensitivity, this view prevents them from building a minimum financial cushion that would allow them to help others, which is often their ultimate purpose. Although she describes four major profiles, she warns that most people fit into a combination of several: "You have to know that normally we tend to be part of two or three of these stances, we are not radically one or the other."
